Chili:

• 1 tablespoon olive oil
• 1 medium onion (diced)
• 1 red bell pepper (diced)
• 3 cloves garlic (minced)
• 1 pound ground beef or turkey (or plant-based ground for vegan)
• 2 tablespoons chili powder
• 1 teaspoon ground cumin
• 1 teaspoon smoked paprika
• 1/2 teaspoon dried oregano
• 1 teaspoon salt
• 1/4 teaspoon black pepper
• 1 can (15 ounces) black beans (drained and rinsed)
• 1 can (15 ounces) kidney beans (drained and rinsed)
• 1 can (14.5 ounces) diced tomatoes
• 1 cup corn kernels (fresh, frozen, or canned)
• 1 cup tomato sauce
• 1/4 cup chopped fresh cilantro (optional)
• 1 cup shredded cheddar or vegan cheese (optional)

Cornbread Topping:

• 1 cup yellow cornmeal
• 1 cup all-purpose flour (or gluten-free flour blend)
• 1 tablespoon baking powder
• 1 tablespoon sugar
• 1/2 teaspoon salt
• 1 cup milk or plant-based milk
• 1 large egg (or flax egg for vegan)
• 1/4 cup melted butter or vegan butter